Water damage is both an expensive and common problem. Here in Layton, we have our fair share of precipitation. Utah averages 20 inches of rain, and 54 inches of snow, per year. However, man made and mechanical problems like pipe bursts and broken appliances account for the majority of the sources of water damage in our homes.
In the insurance industry, “non-weather water damage claims” are increasing by number of incidents and settlement amounts. Recent studies show that a typical homeowner’s water damage claim averages $6,700. Losses in the highest bracket of over $500,000 have doubled in number over the past three years. Non-weather water damage totals billions in losses every year. As a homeowner or renter, we at Swift Restoration want you to know the facts to avoid a disaster in your home.
The leading cause of claims differs depending on where customers lived. In the Northeast, wind is the most common cause of claims. The weight of ice and snow on the roofs of homes was also a common claim throughout the region. Fire is the costliest source of claims for homeowners in this area.
In the South, wind is the most common cause of home claims; hail is the most expensive. In the Midwest and West, hail is both the most common reason for a homeowners insurance claim and caused the costliest damage. Midwestern homeowners also make more claims of sewer or sump pump backups. Here in Utah, we have it all: snow, hail, wind and non-weather problems.
Several reasons are contributing to higher claims of non-weather-related water damage. For example, the average home and the municipal infrastructure is rising. Older materials with more use contribute to more breakages.
Lead pipes, used in the early 1900, are solid but decay and leach lead into your water supply. Copper piping has been used for 80 years, but the joints degrade sooner. With galvanized piping, corrosion can accumulate inside the pipe, causing gradual narrowing of the diameter of the piping which restricts the flow of water, ultimately causing pipes to leak.
Polybutylene pipe (PB) was used from the late ’70s into the early ’90s because of its low cost and easy installation. Chlorine, which is found in bleach and other household cleaners, corrodes polybutylene pipes over time. Most of all, any plumbing system is only as secure as its weakest connection.
Newer houses usually have more bathrooms and second-floor laundry rooms: more linear feet of piping. Modern kitchens have many more water lines: icemakers, dishwashers, second sinks.
Lastly, any plumbing that is inadequately insulated has the potential of bursting and causing an indoor flood.
Swift Restoration provides emergency water damage cleanup services-– a Swift response to your water damage. Immediate response, prompt action, years of experience and a highly proficient staff, makes our team more than qualified to help recover and restore your property and minimize your inconvenience.
Our experts are prepared with the right equipment and the right training to perform successful water extraction and water removal from basement flooding, burst pipes, and even dangerous sewage backup.
Our team works with many insurance companies, contractors, public adjusters, and management companies for water damage. We carry liability insurance in the amount of $1,000,000, and all employees are insured with worker’s compensation. Contact us to schedule services, request a quote, or to ask any questions you may have about our business or services.